By: King San Jose- Santos, RFP,CFC,CTA,FIFC Chief Financial Planner | SJ&P Wealth Advisory Flood water does not ask if a family is ready. It enters homes, stalls cars, ruins stock, and stops work in one day. The recent floods across the Philippines gave a hard reminder. Savings can disappear fast. A car can become useless overnight. A small business can lose goods, equipment, and income at the same time. Insurance cannot stop floods. It can help families, workers, and busines

Typhoon Season in the Philippines: Protecting Your Vehicle from Flood Damage Typhoon season in the Philippines brings heavy rains and flooding that can cause serious damage to vehicles. Many car owners face unexpected repair costs or total loss after their cars get flooded. Having the right car insurance coverage can protect you from these financial burdens. This post explains how to choose the best insurance protection focused on flood damage and acts of nature coverage, hel

by: King San José - Santos,RFP,CFC,CTA,FIFC Marine insurance plays a critical role in protecting businesses involved in maritime activities. Whether transporting goods across oceans or operating vessels, companies face numerous risks that can lead to significant financial losses. Marine insurance offers a safety net, covering potential damages and liabilities that arise from these risks. This article explores why marine insurance is essential and outlines the main types busin

Check Your Current Policy Details Before renewing, review your existing car insurance policy carefully. Look at: Coverage types : Confirm what your policy covers, such as liability, collision, comprehensive, or personal injury protection. Coverage limits : Check if the limits still meet your needs or if you require adjustments. Deductibles : Understand how much you pay out of pocket before insurance kicks in. Premium amount : Note your current premium and any changes since yo

Flooding in Metro Manila is a growing concern. Every rainy season, thousands of residents and businesses are affected. The region's...

By: King San Josè- Santos,RFP, CFC,CTA, FIFC Chief Financial Planner | SJ&P Wealth Advisory The Philippines faces a tough reality each...

By: King San Josè- Santos, RFP, CFC, CTA, FIFC Chief Financial Planner | SJ&P Wealth Advisory In the often confusing world of loans and...

By King San Josè - Santos, RFP CFC,CTA FIFC Chief Financial Planner | SJ&P Wealth Advisory Every Filipino worker venturing overseas seeks...

Safeguarding your assets and your company is very important. Here are some tips how you can protect your company